Spending Secrets and Counting the Days (Guide)

UNDER CONSTRUCTION - CONTENT WANTED


 * Where each faction should look for Counting the Days and Spending Secrets increases?
 * What is the quickest way to get to Counting the Days level 14?
 * How to get your Spending Secrets to level 7 before you reach level 14 of Counting the Days?
 * What is the fastest way to do so?
 * When to visit which of your Acquaintances?
 * Other benefits of Counting the Days and Spending Secrets?

Your input is very much appreciated!